Khwalo Funeral Services - Affordable funeral plans in the Eastern Cape
Plans From R155/month

Funeral Plans & Services in the Eastern Cape

Comprehensive, affordable funeral cover for individuals and families across the Eastern Cape (Head Office in Lusikisiki, with branch offices in Mthatha and East London). Five plans, all with dignified benefits including grave, tombstone, and full funeral support.

Khwalo Funeral Plans

R60 joining fee | 6 months waiting period. Choose from Plan A to Plan E.

Entry Level

Plan A — From R155/month

Single (18-64): R155/month. Family (18-64 + 6 members under 21): R230/month. Ages 65-74: R255/month. Ages 75-84: R450/month. Ages 85-94: R860/month. Ages 95+: R1,500/month.

Popular

Plan B — From R180/month

Single (18-64): R180/month. Family: R240/month. Ages 65-74: R290/month. Ages 75-84: R500/month. Ages 85-94: R850/month. Ages 95+: R1,700/month.

Mid-Range

Plan C — From R190/month

Single (18-64): R190/month. Family: R250/month. Ages 65-74: R355/month. Ages 75-84: R550/month. Ages 85-94: R1,100/month. Ages 95+: R2,050/month.

Enhanced

Plan D — From R230/month

Single (18-64): R230/month. Family: R265/month. Ages 65-74: R400/month. Ages 75-84: R650/month. Ages 85-94: R1,200/month. Ages 95+: R2,200/month.

Premium

Plan E — From R250/month

Single (18-64): R250/month. Family: R305/month. Ages 65-74: R440/month. Ages 75-84: R700/month. Ages 85-94: R1,450/month. Ages 95+: R2,860/month.

R60 Joining fee for all plans

Extended Family Plan: 21-59yrs can be added for R140 to R185 per person, limited to 2 people.

Funeral Benefits Included in All Plans

Grave & Tombstone — Siyalakha Ingcwaba Sifakele Intloko

Full built grave with tiles included in all plans. Quality headstone/tombstone added. Coffin ranges from foil open face (Plan A) to Mini Dome Casket (Plan E).

Transport & Venue

Hearse transport included. Tent: 2 to 4 poles. Chairs: 100 to 300. Draping: 10 to 100 chairs.

Groceries & Airtime

Grocery allowance: R1,000 to R4,000. Airtime voucher: R100 to R350. Programs: 50 to 250 copies.

Decoration, Entertainment & Extras

Front to full decoration. Live band (from Plan B). Graveyard band & tent (from Plan C). Lowering device (all plans). Stage (from Plan C).

300 Chairs on Plan E
R4K Max grocery allowance

Cash Policy — R15,000 Payout

A separate cash benefit paid directly to your family. Can be added to any funeral plan.

Cash Payout

R15,000 Paid to Your Family

This separate policy pays R15,000 directly to your nominated beneficiary upon death. Combine with any funeral plan for complete protection.

R250 Ages 18-64 per month
R440 Ages 65-74 per month

Ages 75-84

R550 per month

Ages 85-94

R650 per month

Ages 95+

R750 per month

Livestock Policy for Traditional Rites

Honour cultural funeral traditions with livestock benefits. Three tiers available.

Tier 1

1 Cow & 2 Sheep

Ages 18-64: R190/month. Ages 65-74: R370/month. Ages 75-84: R600/month. Ages 85-94: R1,200/month. Ages 95+: R1,600/month.

Tier 2

1 Cow & 3 Sheep

Ages 18-64: R220/month. Ages 65-74: R400/month. Ages 75-84: R650/month. Ages 85-94: R1,215/month. Ages 95+: R1,650/month.

Tier 3 — Premium

1 Cow & 5 Sheep

The most comprehensive livestock benefit. Ages 18-64: R250/month. Ages 65-74: R440/month. Ages 75-84: R700/month. Ages 85-94: R1,300/month. Ages 95+: R1,700/month.

Family Cover

Children Under 18 — Covered at R6,250

All children under 18 are automatically covered in family plans. Benefits include hearse transport, front draping, 50 chairs, coffin, storage, and 2-pole tent.

R6,250 Children cover value
R190 Livestock from per month

Frequently Asked Questions About Our Funeral Plans

How much does funeral cover cost in the Eastern Cape?

Our funeral plans start from R155 per month for single cover and R230 per month for family cover. All plans include a built grave with tiles, tombstone, hearse, tent, chairs, and grocery allowance. The joining fee is R60 with a 6-month waiting period.

What is the waiting period?

The waiting period is 6 months for natural death claims. Accidental death is covered immediately upon joining and payment of the joining fee.

What happens if I miss a payment?

Members who do not pay for 60 consecutive days will lose their membership and all benefits. Premiums must be paid by the 7th of each month. Re-joining requires a new joining fee and waiting period.

Are children covered under family plans?

Yes. All children under 18 are automatically covered at a value of R6,250 in family plans. Benefits include hearse, coffin, tent, chairs, draping, and storage.

What areas does Khwalo Funeral Services cover?

We serve communities across the Eastern Cape (Head Office in Lusikisiki, and branch offices in Mthatha and East London) and KwaZulu-Natal. We also cover Bizana, Port St Johns, Flagstaff, Ngcobo, and Durban.

Learn More About Funeral Planning

Guide

How to Choose an Affordable Funeral Plan in the Eastern Cape

A complete guide covering premiums, benefits, waiting periods, and what to compare when choosing funeral cover in the Eastern Cape.

Read the Guide
Costs

Understanding Funeral Costs in the Eastern Cape

A breakdown of coffin, grave, tombstone, transport, and catering expenses for Eastern Cape families.

Read Article
Culture

Traditional Xhosa Funeral Customs

How modern funeral services support ukuhlaba, umlindelo, and other cultural rites.

Read Article

Ready to Protect Your Family?

Join Khwalo Funeral Services today. R60 joining fee, plans from R155/month. Serving families across the Eastern Cape (Lusikisiki, Mthatha, East London).

Imimiselo Nemiqathango (Terms & Conditions)

Getting Started

Joining Requirements

R60 joining fee. Monthly premium by the 7th. Certified ID copy required. 6-month waiting period applies.

Please Note

Important Notes

60 days non-payment = membership lost. Notify office of any detail changes. Benefits for registered members only.

How to Claim

Claim Process

Report death to nearest office or call 078 400 4339. Provide certified death certificate and ID of deceased and claimant. Notify within 1 day. Benefits paid within stipulated timeframes.

Contact Us to Claim

Read our full Terms & Conditions